45 Forest St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 45 Forest St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,014 sqft · built 1907
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Jun 2022)
Tax Bill	$13,294 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03204-0000-00015-01`

Property Details

APN / Parcel Number

Primary APN	`13-03204-0000-00015-01`
Alternative APN	`13032040000000150001`

Interior

Stories	3 Stories
Building Area	2,014 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	5,060 sqft (0.116 acres)
Lot Dimensions	110 ft deep x 46 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	13032040000000150001
Street Address	45 FOREST ST
City	MONTCLAIR
State	NJ
Zip	07042-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	46X110 IRR
Legal Subdivision	FOREST STREET
Legal Block	3204
Legal Lot Number	15.1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1000
Census Tract	16800

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 FOREST ST, MONTCLAIR, NJ 07042-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Oct 24, 2000 · Amount on Record
Deed Document Number	202261469
Prior Transfer Date	Jun 20, 2022
Prior Transfer Doc	0000061469
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 29, 2022
Property Address	45 FOREST ST, MONTCLAIR, NJ 07042-3550
Document Number	0000061469
Instrument Date	Jun 20, 2022
Instrument	2022061469
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,944.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 70, BOVINA CENTER, NY 13740-0070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FOREST ST, MONTCLAIR, NJ 07042-3550

Mortgage

Document Number	0000061470
Date	Jun 29, 2022
Instrument	2022061470

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,100 (-) Land $175,600 Building $202,500	$378,100 (-) Land $175,600 Building $202,500
2025	$13,294.00 (+3.33%)	$378,100 (-) Land $175,600 Building $202,500	$378,100 (-) Land $175,600 Building $202,500
2024	$12,866.00 (+3.5%)
2023		$378,100 Land $175,600 Building $202,500	$378,100 Land $175,600 Building $202,500
2022	$12,431.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20