Essex County and Montclair Township property record for 40 Forest St, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1892 |
| Square Footage | 3,275 sqft Living Area |
| Lot Size | 10,944 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2025) |
| Tax Bill | $15,003.00 (2025) |
| Primary APN | 13-03201-0000-00021 |
|---|---|
| Alternative APN |
|
| Building Area | 3,275 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,944 sqft (0.251 acres) |
| Depth X Width | 228 ft x 48 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130320100021 |
|---|---|
| Street Address | 40 FOREST ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3676 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 48X228 IRR |
| Legal Subdivision | TOWNSHIP/MONTCLAIR |
| Legal Block | 3201 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 16800 |
Source: Essex County and Montclair Township records · APN 13-03201-0000-00021
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 FOREST ST, MONTCLAIR, NJ 07042-3676 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 15, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2025 · Amount on Record |
| Deed Sale | Jul 01, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Doc Number | 202540899 |
| Prior Transfer Date | Mar 04, 2012 |
| Prior Transfer Doc | 0012020882 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 FOREST ST, MONTCLAIR, NJ 07042-3676 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 40 FOREST ST, MONTCLAIR, NJ 07042-3676 |
| Document Number | 0000059810 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025059810 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 FOREST ST, MONTCLAIR, NJ 07042-3676 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Title Company | INDEED ABSTRACT, INDEED ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 2021040962 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021040962 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 15, 2020 |
| Property Address | 40 FOREST ST, MONTCLAIR, NJ 07042-3676 |
| Document Number | 0000065295 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 65295 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 40 FOREST ST MONTCLAIR NJ 070423676, MONTCLAIR, NJ 07042-3676 |
| Document Number | 65296 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 65296 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,700 (-) Land $194,700 Building $232,000 | $426,700 (-) Land $194,700 Building $232,000 | |
| 2025 | $15,003.00 (+3.33%) | $426,700 (-) Land $194,700 Building $232,000 | $426,700 (-) Land $194,700 Building $232,000 |
| 2024 | $14,520.00 (+3.5%) | ||
| 2023 | $426,700 Land $194,700 Building $232,000 | $426,700 Land $194,700 Building $232,000 | |
| 2022 | $14,029.00 |
40 Forest St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (34013C), updated September 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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