Essex County and Caldwell Borough property record for 45 Forest Ave, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 1900 |
| Lot Size | 0.308 acres (13,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jan 2009) |
| Tax Bill | $14,604 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00019-0000-00006 |
| Primary APN | 03-00019-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,304 sqft Living Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,425 sqft (0.308 acres) |
| Lot Dimensions | 179 ft deep x 75 ft wide |
| Account Number | 00000345 |
|---|---|
| Street Address | 45 FOREST AVE |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X179 IRR |
| Legal Block | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21701 |
45 Forest Ave is owned and occupied by two individuals who bought it in January 2009.
Source: Essex County and Caldwell Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FOREST AVE, CALDWELL, NJ 07006-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2009 · Amount on File |
| Deed Sale | Jan 30, 2009 · Amount on File |
| Prior Sale | Jan 13, 2005 · Amount on File |
| Deed Document Number | 20099005557 |
| Deed Book / Page | 12176 / 3998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 45 FOREST AVE, CALDWELL, NJ 07006-5209 |
| Document Number | 0000064487 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 45 FOREST AVE CALDWELL NJ 070065209, CALDWELL, NJ 07006-5209 |
| Document Number | 0000064487 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 64487 |
| Name | NOVARTIS FCU |
|---|---|
| Type | Credit Union |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 13, 2030 |
The 2025 property tax bill for 45 Forest Ave was $14,604, up 2.3% from the year before.
Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,400 (-) Land $255,300 Building $193,100 | $448,400 (-) Land $255,300 Building $193,100 | |
| 2025 | $14,604.00 (+2.29%) | $448,400 Land $255,300 Building $193,100 | $448,400 Land $255,300 Building $193,100 |
| 2024 | $14,277.00 | ||
| 2023 | $448,400 Land $255,300 Building $193,100 | $448,400 Land $255,300 Building $193,100 | |
| 2022 | $13,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Forest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Forest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001 |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Optimum.
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