38 Forest Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 38 Forest Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,793 sqft · built 1909
Lot Size	0.387 acres (16,875 sqft)
Owner	Individual Name on File
Tax Bill	$13,950 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00015-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00015-0000-00005`
Alternative APNs	`030001500005` `00000267`

Interior

Building Area	1,793 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	16,875 sqft (0.387 acres)
Lot Dimensions	225 ft deep x 75 ft wide

Location & Zoning

Account Number	00000267
Street Address	38 FOREST AVE
City	CALDWELL
State	NJ
Zip	07006-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X225 IRR
Legal Subdivision	FIRST PRESBYTERIAN CHURCH/CALD
Legal Block	15
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	3
Census Block	3006
Census Tract	21701

Owner

38 Forest Ave is owned and occupied by an individual who acquired it in August 2019.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	38 FOREST AVE, CALDWELL, NJ 07006-5231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Sep 12, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1992
Deed Sale	Sep 29, 1992
Deed Book / Page	5230 / 179
Last Transfer Date	Aug 30, 2019
Transfer Doc	0000086344
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 FOREST AVE, CALDWELL, NJ 07006-5231
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST AVE, CALDWELL, NJ 07006-5231

Mortgage

Document Number	0000064803
Date	Oct 16, 2025
Instrument	2025064803

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	PLEASANT GROVE, UT 84062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 FOREST AVE, CALDWELL, NJ 07006-5231
Document Number	0000029658
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST AVE CALDWELL NJ 070065231, CALDWELL, NJ 07006-5231

Mortgage

Document Number	0000029658
Date	Mar 17, 2020
Instrument	29658

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	38 FOREST AVE, CALDWELL, NJ 07006-5231
Document Number	0000086345
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST AVE CALDWELL NJ 070065231, CALDWELL, NJ 07006-5231

Mortgage

Document Number	0000086345
Date	Sep 12, 2019
Instrument	86345

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2019
Property Address	38 FOREST AVE, CALDWELL, NJ 07006-5231
Document Number	0000086344
Instrument Date	Aug 30, 2019
Instrument	86344
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOREST AVE CALDWELL NJ 070065231, CALDWELL, NJ 07006-5231

Mortgage

Document Number	86345
Date	Sep 12, 2019
Instrument	86345

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Forest Ave was $13,950, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (-) Land $258,900 Building $169,400	$428,300 (-) Land $258,900 Building $169,400
2025	$13,950.00 (+2.3%)	$428,300 Land $258,900 Building $169,400	$428,300 Land $258,900 Building $169,400
2024	$13,637.00
2023		$428,300 Land $258,900 Building $169,400	$428,300 Land $258,900 Building $169,400
2022	$12,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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