Suffolk County and Smithtown Town property record for 45 Florida Ave, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Oct 2006) |
| Tax Bill | $14,641 (2024) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-1-28 |
| Primary APN | 473489 177.-1-28 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 45 FLORIDA AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-885801 TC-52 *3950 LOT 40 WOODRIDGE ESTATES SEC 2 |
| Legal Subdivision | WOODRIDGE ESTS SEC #2 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 177.-1-28
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2006 · Amount on Record |
| Deed Sale | Oct 25, 2006 · Amount on Record |
| Deed Book / Page | 12475 / 795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Document Number | 0229080840 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 45 FLORIDA AVE COMMACK NY 117255115, COMMACK, NY 11725-5115 |
| Document Number | 0229080840 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 022908/000840 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57101-5190 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,700 (-) Land $300 Building $5,400 | $712,500 (+10,774.54%) Land $37,500 Building $675,000 | |
| 2024 | $14,641.00 | ||
| 2023 | $5,700 Land $300 Building $5,400 | $6,552 Land $345 Building $6,207 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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