Suffolk County and Smithtown Town property record for 43 Florida Ave, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,030 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Apr 2019) |
| Tax Bill | $18,324 (2024) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-1-29 |
| Primary APN | 473489 177.-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 43 FLORIDA AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-885776 TC-52 *3950 LOT 39 WOODRIDGE ESTATES SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 177.-1-29
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP |
| Sep 04, 2019 | Deed, Transfer |
| Apr 09, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2019 · Amount on Record |
| Deed Sale | Apr 09, 2019 · Amount on Record |
| Deed Book / Page | 13007 / 641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 43 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233730954 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 23373/954 |
| Instrument | DM061759 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 04, 2019 |
| Property Address | 43 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Document Number | 0130260986 |
| Book / Page | 13026 / 986 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 09, 2019 |
| Property Address | 43 FLORIDA AVE, COMMACK, NY 11725-5115 |
| Document Number | 0130070641 |
| Book / Page | 013007 / 000641 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CORNFLOWER LN EAST NORTHPORT NY 117314723, EAST NORTHPORT, NY 11731-4723 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,700 (-) Land $300 Building $6,400 | $837,500 (+10,775.21%) Land $37,500 Building $800,000 | |
| 2024 | $18,324.00 | ||
| 2023 | $6,700 Land $300 Building $6,400 | $7,701 Land $345 Building $7,356 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 3 of 8 on primary residences |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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