Monmouth County and Middletown Township property record for 45 Florence Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,178 sqft · built 1995 |
| Lot Size | 0.24 acres (10,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jun 2018) |
| Tax Bill | $10,644 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-00338-0000-00002 |
| Primary APN | 32-00338-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 835 sqft |
| Upper Floors Area | 818 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,450 sqft (0.24 acres) |
| Lot Dimensions | 209 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 480 sqft |
| Sewer | Connected |
|---|
| Account Number | 7315 |
|---|---|
| Street Address | 45 FLORENCE AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | INCL |
| Legal Block | 338 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 800400 |
Source: Monmouth County and Middletown Township records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jun 12, 2018 | Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MTG |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI MNET MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Document Number | 201857962 |
| Deed Book / Page | 9292 / 1402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0000072953 |
| Book / Page | 9811 / 2774 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202672953 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0000072953, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 9811/2774 |
| Instrument | 202672953 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0095506758 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 9550/6758 |
| Instrument | 2021151666 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 12, 2018 |
| Property Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0000057962 |
| Book / Page | 009292 / 001402 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 57962 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | CITY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 FLORENCE AVE LEONARDO NJ 077371011, LEONARDO, NJ 07737-1011 |
| Document Number | 57963 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 009292/001441 |
| Instrument | 57963 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0000077981 |
| Book / Page | 009241 / 008075 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Title Company | FOUNDATION ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 45 FLORENCE AVE LEONARDO NJ 077371011, LEONARDO, NJ 07737-1011 |
| Document Number | 0000077981 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 009241/008075 |
| Instrument | 77981 |
| Name | MNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $718,400 (+8.93%) Land $399,000 Building $319,400 | $718,400 (+8.93%) Land $399,000 Building $319,400 | |
| 2025 | $10,644.00 (+15.6%) | $659,500 (+15.97%) Land $339,000 Building $320,500 | $659,500 (+15.97%) Land $339,000 Building $320,500 |
| 2024 | $9,208.00 (-10.18%) | ||
| 2023 | $568,700 Land $230,300 Building $338,400 | $568,700 Land $230,300 Building $338,400 | |
| 2022 | $10,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 63% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures