Monmouth County and Middletown Township property record for 37 Florence Ave, Leonardo, NJ 07737
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,882 sqft · built 2003 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,000 (Nov 2025) |
| Tax Bill | $9,828 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-00353-0000-00013 |
| Primary APN | 32-00353-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Upper Floors Area | 1,085 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,602 sqft (0.129 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Garage Type | Built-in |
| Porch | Open Porch |
| Deck Area | 196 sqft |
| Sewer | Connected |
|---|
| Account Number | 7425 |
|---|---|
| Street Address | 37 FLORENCE AVE |
| City | LEONARDO |
| State | NJ |
| Zip | 07737-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | O NIT 1A |
| Legal Subdivision | OCEAN VIEW |
| Legal Block | 353 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 800400 |
37 Florence Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Nov 10, 2025 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | May 12, 2003 · Amount on File |
| Deed Document Number | 202589741 |
| Deed Book / Page | 9764 / 9539 |
| Prior Transfer Date | Jan 2, 2013 |
| Prior Transfer Doc | 0089909450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 37 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 37 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0095218002 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 9521/8002 |
| Instrument | 2021097546 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 260 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 10, 2025 |
| Property Address | 37 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 0097649539 |
| Book / Page | 9764 / 9539 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025089741 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,188.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 ANTELOPE FLTSPLS, LIVINGSTON, MT 59047 |
| Name | Verified Name |
|---|---|
| Address | 37 FLORENCE AVE, LEONARDO, NJ 07737-1011 |
| Document Number | 2025089742 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025089742 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 37 Florence Ave was $9,828, up 16% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,700 (+15.24%) Land $380,100 Building $321,600 | $701,700 (+15.24%) Land $380,100 Building $321,600 | |
| 2025 | $9,828.00 (+15.96%) | $608,900 Land $320,100 Building $288,800 | $608,900 Land $320,100 Building $288,800 |
| 2024 | $8,475.00 | ||
| 2023 | $497,700 Land $217,500 Building $280,200 | $497,700 Land $217,500 Building $280,200 | |
| 2022 | $8,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37 Florence Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Claims Outside the SFHA | 8 of 91 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37 Florence Ave is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 63% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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