La Plata County property record for 45 Estancia Ct, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 2021 |
| Lot Size | 0.156 acres (6,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $761,977 (Apr 2022) |
| Tax Bill | $2,990 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2018 Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-103-20-104 |
| Primary APN | 5597-103-20-104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 2,771 sqft |
| 1st Floor Area | 1,994 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modern |
| Lot Area | 6,795 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R437873 |
|---|---|
| Street Address | 45 ESTANCIA CT |
| City | DURANGO |
| State | CO |
| Zip | 81301-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: ESTANCIA OWNERS ASSOC 2ND AMD LOT: 20R PER PLAT 1173376 45 ESTANCIA CT DURANGO 81301 |
| Legal Subdivision | ESTANCIA OWNERS ASSOC 2ND A |
| Legal Block | 2 |
| Legal Lot Number | 20R |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970705 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 ESTANCIA CT, DURANGO, CO 81301-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ZB NA |
| Feb 12, 2018 | Grant Deed, Construction Loan · Construction Mortgage WARREN A EATON JR CPA TR (CT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Deed Document Number | 20221208256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Apr 1, 2022 |
| Property Address | 45 ESTANCIA CT, DURANGO, CO 81301-8129 |
| Document Number | 0001208256 |
| Map Reference | DOC 1173376 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 1208256 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | T TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 ESTANCIA CT, DURANGO, CO 81301-8129 |
| Document Number | 0001208257 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1208257 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Feb 12, 2018 |
| Property Address | 45 ESTANCIA CT, DURANGO, CO 81301-8129 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 1139530 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 2, 2018 |
| Title Company | TITLE DURANGO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4148 N ARCADIA DR #4 PHOENIX AZ 850184302, 4, PHOENIX, AZ 85018-4302 |
| Document Number | 0001139530 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 1139530 |
| Name | WARREN A EATON JR CPA TR (CT) |
|---|---|
| Address | PO BOX 2522, DURANGO, CO 81302-2522 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 11, 2019 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,190 (-0.13%) Land $7,940 Building $45,250 | $852,230 (-) Land $127,230 Building $725,000 | |
| 2025 | $2,990.00 (+22.64%) | $53,260 (+10.18%) Land $7,950 Building $45,310 | $852,230 (+18.12%) Land $127,230 Building $725,000 |
| 2024 | $2,438.00 (+16.26%) | ||
| 2023 | $2,097.00 (+103.2%) | $48,340 (+105.27%) Land $6,950 Building $41,390 | $721,500 (+112.93%) Land $103,700 Building $617,800 |
| 2022 | $1,032.00 | $23,550 Land $7,450 Building $16,100 | $338,850 Land $107,150 Building $231,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance, depth under 1 ft |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANIMAS WC private · serves 3,096 people · EPA ID CO0134020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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