28 Estancia Ct, Durango, CO 81301 Property Records

La Plata County property record for 28 Estancia Ct, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,782 sqft · built 2021
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$894,550 (Jul 2022)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2018 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`5597-103-20-106`

Property Details

APN / Parcel Number

Primary APN	`5597-103-20-106`
Alternative APN	`R437874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,782 sqft Living Area
Gross Area	3,678 sqft
1st Floor Area	2,782 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Attached
Garage Area	896 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R437874
Street Address	28 ESTANCIA CT
City	DURANGO
State	CO
Zip	81301-8128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ESTANCIA OWNERS ASSOC 2ND AMD LOT: 25R PER PLAT 1173376 28 ESTANCIA CT DURANGO 81301
Legal Subdivision	ESTANCIA OWNERS ASSOC 2ND A
Legal Block	2
Legal Lot Number	25R
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2036
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 ESTANCIA CT, DURANGO, CO 81301-8128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2018	Grant Deed, Construction Loan · Construction Mortgage WARREN A EATON JR CPA TR (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	20221213037
Record Updated	Sep 20, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 21, 2022
Property Address	28 ESTANCIA CT, DURANGO, CO 81301-8128
Document Number	0001213037
Map Reference	DOC 1173376
Instrument Date	Jul 18, 2022
Instrument	1213037
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 ESTANCIA CT, DURANGO, CO 81301-8128

Mortgage

Document Number	0001213038
Date	Jul 21, 2022
Instrument	1213038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 12, 2018
Property Address	28 ESTANCIA CT, DURANGO, CO 81301-8128
Instrument Date	Feb 12, 2018
Instrument	1139530
Transaction Type	Construction Loan
Record Updated	Mar 2, 2018
Title Company	TITLE DURANGO LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4148 N ARCADIA DR #4 PHOENIX AZ 850184302, 4, PHOENIX, AZ 85018-4302

Mortgage

Document Number	0001139530
Date	Feb 12, 2018
Instrument	1139530

Lender

Name	WARREN A EATON JR CPA TR (CT)
Address	PO BOX 2522, DURANGO, CO 81302-2522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 11, 2019

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,610 (+0.22%) Land $7,970 Building $47,640	$887,820 (-) Land $127,230 Building $760,590
2025	$3,115.00 (+9.11%)	$55,490 (-15.68%) Land $7,950 Building $47,540	$887,820 (-9.62%) Land $127,230 Building $760,590
2023	$2,855.00 (+443.81%)	$65,810 (+448.87%) Land $7,080 Building $58,730	$982,310 (+469.36%) Land $105,690 Building $876,620
2022	$525.00	$11,990 Land $7,450 Building $4,540	$172,530 Land $107,150 Building $65,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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