45 Ernst Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 45 Ernst Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,599 sqft · built 1932
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Nov 2006)
Tax Bill	$13,698 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01263-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`02-01263-0000-00049`
Alternative APN	`020126300049`

Interior

Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	020126300049
Street Address	45 ERNST AVE
City	BLOOMFIELD
State	NJ
Zip	07003-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	45 X 100
Legal Block	1263
Legal Lot Number	49
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	14900

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2006 · Amount on Record
Deed Sale	Nov 30, 2006 · Amount on Record
Prior Sale	Oct 7, 1996 · Amount on Record
Deed Book / Page	12003 / 8709
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 ERNST AVE, BLOOMFIELD, NJ 07003-4508
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075244
Date	Dec 4, 2025
Instrument	2025075244

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,600 (-) Land $196,500 Building $196,100	$392,600 (-) Land $196,500 Building $196,100
2025	$13,698.00 (+2.87%)	$392,600 (-) Land $196,500 Building $196,100	$392,600 (-) Land $196,500 Building $196,100
2024	$13,316.00 (+5.93%)
2023		$392,600 Land $196,500 Building $196,100	$392,600 Land $196,500 Building $196,100
2022	$12,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20