Essex County and Bloomfield Township property record for 38 Ernst Ave, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,236 sqft · built 1925 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Jul 2007) |
| Tax Bill | $12,553 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01264-0000-00011 |
| Primary APN | 02-01264-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Old Parcel Number | 020126400011 |
|---|---|
| Street Address | 38 ERNST AVE |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 45 X 100 |
| Legal Block | 1264 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14900 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI GURARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2007 · Amount on Record |
| Deed Sale | Jul 23, 2007 · Amount on Record |
| Prior Sale | Aug 7, 1998 · Amount on Record |
| Deed Document Number | 20077093116 |
| Deed Book / Page | 12073 / 6388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000055305 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000055305 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 55305 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 ERNST AVE, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000101289 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 ERNST AVE BLOOMFIELD NJ 070034509, BLOOMFIELD, NJ 07003-4509 |
| Document Number | 0000101289 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 101289 |
| Name | GURARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,800 (-) Land $196,500 Building $163,300 | $359,800 (-) Land $196,500 Building $163,300 | |
| 2025 | $12,553.00 (+2.86%) | $359,800 (-) Land $196,500 Building $163,300 | $359,800 (-) Land $196,500 Building $163,300 |
| 2024 | $12,204.00 (+5.94%) | ||
| 2023 | $359,800 Land $196,500 Building $163,300 | $359,800 Land $196,500 Building $163,300 | |
| 2022 | $11,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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