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45 Ernest Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 45 Ernest Ave, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1944
Lot Size0.171 acres (7,428 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jul 2015)
Tax Bill$5,490 (2025)
Deeds & MortgagesJun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN38-009-00012

Property Details

APN / Parcel Number

Primary APN38-009-00012
Alternative APN
  • WORC M:38 B:009 L:00012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,760 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,428 sqft (0.171 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number38-009-00012
Street Address45 ERNEST AVE
CityWORCESTER
StateMA
Zip01604-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9
Legal Lot Number12
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2000
Census Tract732302

Owner

Source: Worcester County and Worcester City records · APN 38-009-00012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 ERNEST AVE, WORCESTER, MA 01604-2300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2015 · Amount on Record
Deed SaleJul 03, 2015 · Amount on Record
Prior SaleJul 11, 2006 · Amount on Record
Deed Book / Page53963 / 98
Last Transfer DateJun 09, 2021
Transfer Doc065396-244
Record UpdatedSep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 16, 2021
Property Address45 ERNEST AVE, WORCESTER, MA 01604-2300
Document Number065396-244
Book / Page65396 / 244
Instrument DateJun 09, 2021
Instrument83140
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 ERNEST AVE, WORCESTER, MA 01604-2300

Mortgage

Document Number0000083141
DateJun 16, 2021
Instrument83141
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,490.00 (+6.4%)$416,200 (+15.68%) Land $117,700 Building $298,500$420,565 (+19.36%)
2024$352,355
2023$5,160.00$359,800 Land $102,300 Building $257,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277323022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2008, rainfall accumulation

Wildfire

Wildfire RiskLow
above 4% of the US · above 8% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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