Worcester County and Worcester City property record for 43 Ernest Ave, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,162 sqft · built 1963 |
| Lot Size | 0.164 acres (7,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $348,000 (Feb 2024) |
| Tax Bill | $4,529 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-009-00011 |
| Primary APN | 38-009-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| Gross Area | 2,667 sqft |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,126 sqft (0.164 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 38-009-00011 |
|---|---|
| Street Address | 43 ERNEST AVE |
| City | WORCESTER |
| State | MA |
| Zip | 01604-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Subdivision | HILTON TERRACE |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732302 |
Source: Worcester County and Worcester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 330 LAKE AVE N, WORCESTER, MA 01605-2044 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 1, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKESB |
| May 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 30, 2017 | Quit Claim Deed, Transfer · Conventional with PMI HOMEFIELD CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Book / Page | 70158 / 301 |
| Prior Transfer Date | May 3, 2021 |
| Prior Transfer Doc | 65196-53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Feb 1, 2024 |
| Property Address | 43 ERNEST AVE, WORCESTER, MA 01604-2300 |
| Document Number | 070158-301 |
| Book / Page | 70158 / 301 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 8177 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 LAKE AVE N, WORCESTER, MA 01605-2044 |
| Document Number | 0000008178 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 8178 |
| Name | BANKESB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Mar 1, 2031 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 18, 2021 |
| Property Address | 43 ERNEST AVE, WORCESTER, MA 01604-2300 |
| Document Number | 65196-53 |
| Book / Page | 65196 / 53 |
| Instrument Date | May 3, 2021 |
| Instrument | 68931 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ERNEST AVE, WORCESTER, MA 01604-2300 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 30, 2017 |
| Property Address | 43 ERNEST AVE, WORCESTER, MA 01604-2300 |
| Document Number | 57661-339 |
| Book / Page | 057661 / 000339 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 95274 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ERNEST AVE WORCESTER MA 016042300, WORCESTER, MA 01604-2300 |
| Document Number | 57661-342 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 057661/000342 |
| Instrument | 95275 |
| Name | HOMEFIELD CU |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,529.00 (+3.9%) | $343,400 (+12.96%) Land $117,600 Building $225,800 | $390,165 (+20.16%) |
| 2024 | $324,710 | ||
| 2023 | $4,359.00 | $304,000 Land $102,200 Building $201,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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