45 Elm St, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 45 Elm St, Wolfeboro, NH 03894

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,676 sqft · built 1853
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2023)
Tax Bill	$5,482 (2025)
Deeds & Mortgages	Aug 2023 Sale Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00190 B:000047 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00190 B:000047 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	4,567 sqft

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 ELM ST
City	WOLFEBORO
State	NH
Zip	03894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	47
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	1
Census Block	1032
Census Tract	956101

Owner

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 242, WOLFEBORO, NH 03894-0242
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BK NA
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202365220
Deed Book / Page	3732 / 1003
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Aug 1, 2023
Property Address	45 ELM ST, WOLFEBORO, NH 03894
Document Number	003732-1003
Book / Page	3732 / 1003
Instrument Date	Jul 28, 2023
Instrument	202300065220
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840 NAPOLI LN, PUNTA GORDA, FL 33950-6526

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Jun 14, 2019
Property Address	45 ELM ST, WOLFEBORO, NH 03894
Document Number	0034470420
Book / Page	003447 / 000420
Instrument Date	May 30, 2019
Instrument	5461
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HERBERT ST CONCORD NH 033015034, CONCORD, NH 03301-5034

Mortgage

Document Number	34470422
Date	Jun 14, 2019
Book Page	003447/000422
Instrument	5462

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2034

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Jun 14, 2019
Property Address	45 ELM ST, WOLFEBORO, NH 03894
Document Number	0034470417
Book / Page	003447 / 000417
Instrument Date	May 29, 2019
Instrument	5460
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ELM ST WOLFEBORO NH 03894, WOLFEBORO, NH 03894

Tax Assessment & Valuation

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,482.00 (+33.58%)	$655,700 (+154.05%) Land $295,800 Building $359,900
2024	$4,104.00 (+21.85%)	$258,100 (+1.3%) Land $76,700 Building $181,400
2023			$370,120
2022	$3,368.00	$254,800 Land $76,700 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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