32 Elm St, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 32 Elm St, Wolfeboro, NH 03894

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,738 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$237,533 (Jul 2022)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00190 B:000001 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00190 B:000001 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	2,844 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 ELM ST
City	WOLFEBORO
State	NH
Zip	03894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	1
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	2
Census Block	2013
Census Tract	956101

Owner

32 Elm St is owned by an individual who bought it in July 2022.

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 934, WOLFEBORO, NH 03894-0934
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit HOLY ROSARY CU
Jul 15, 2022	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Jul 19, 2016 · Amount on File
Deed Document Number	202282550
Deed Book / Page	3679 / 682
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	32 ELM ST, WOLFEBORO, NH 03894
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003559-0910
Date	Jan 11, 2021
Book Page	3559/910
Instrument	2100455

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Jul 15, 2022
Property Address	32 ELM ST, WOLFEBORO, NH 03894
Document Number	003679-0682
Book / Page	3679 / 682
Instrument Date	Jul 15, 2022
Instrument	202200082550
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 934, WOLFEBORO, NH 03894-0934

Mortgage

Document Number	202200082560
Date	Jul 15, 2022
Instrument	202200082560

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Elm St was $3,434, up 19.7% from the year before.

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,434.00 (+19.65%)	$410,800 (+127.59%) Land $233,000 Building $177,800
2024	$2,870.00	$180,500 Land $66,400 Building $114,100
2023			$288,990
2022	$2,386.00	$180,500 Land $66,400 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLFEBORO WATER AND SEWER serves 6,000 people · EPA ID NH2561010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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