45 Ellen Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 45 Ellen Dr, Saint Charles, MO 63301

Property Summary

Property TypeTriplex
Details1,709 sqft · built 1958
Lot Size0.461 acres (20,077 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (May 2007)
Tax Bill$2,599 (2025)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone X (minimal risk)
APNT230700003

Property Details

APN / Parcel Number

Primary APNT230700003
Alternative APNs
  • 6-001C-D193-00-045A.0000000
  • 6-001C-4254-00-0045.0000000
  • 054280A000

Interior

Units6 Units
Stories1 Story
Building Area1,709 sqft Living Area
1st Floor Area1,709 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleTriplex
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,077 sqft (0.461 acres)
Lot Dimensions100 ft deep x 326 ft wide
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberT230700003
Street Address45 ELLEN DR
CitySAINT CHARLES
StateMO
Zip63301-0592
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeAF0
Legal DescriptionELM PT RESUB LOTS 42 & 45 LOT 45A
Legal SubdivisionELM PT RESUB LOTS 42 & 45
Legal Lot Number45A
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address124 TIMBER RUN, SAINT PETERS, MO 63376-6842
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2007 · Amount on Record
Deed SaleMay 1, 2007 · Amount on Record
Deed Document Number2007358760
Deed Book / Page4743 / 673
Record UpdatedOct 29, 2026

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJun 18, 2018
Property Address45 ELLEN DR, SAINT CHARLES, MO 63301-0585
Document Number0069351114
Book / Page006935 / 001114
Instrument DateJun 14, 2018
Instrument340000
Transaction TypeTransfer
Record UpdatedAug 6, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1018 PEARVIEW DR ST PETERS MO 633762269, ST PETERS, MO 63376-2269

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,351 (-)$217,636 (-) Land $20,000 Building $197,636
2025$2,599.00 (+38.47%)$41,351 (+14.29%)$217,636 (+14.29%) Land $20,000 Building $197,636
2023$36,182 (+33.33%)$190,432 (+33.33%) Land $20,000 Building $170,432
2022$1,877.00$27,138
2021$142,830 Land $16,070 Building $126,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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