40 Ellen Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 40 Ellen Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,074 sqft · built 1955
Lot Size	0.354 acres (15,435 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Jul 2017)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054230A000`

Property Details

APN / Parcel Number

Primary APN	`054230A000`
Alternative APN	`6-001C-4254-00-0040.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,074 sqft
Basement Area	930 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,435 sqft (0.354 acres)
Lot Dimensions	105 ft deep x 147 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	501 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	054230A000
Street Address	40 ELLEN DR
City	SAINT CHARLES
State	MO
Zip	63301-0514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ELM PT PL PT LOT 40
Legal Subdivision	ELM PT PL
Legal Lot Number	40
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2002
Census Tract	310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 ELLEN DR, SAINT CHARLES, MO 63301-0514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Mar 14, 2006 · Amount on Record
Deed Document Number	2017470710
Deed Book / Page	6782 / 1605
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0043350623
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2017
Property Address	40 ELLEN DR, SAINT CHARLES, MO 63301-0514
Document Number	0067821605
Book / Page	6782 / 1605
Map Reference	MB 5 PG 2
Instrument Date	Jul 25, 2017
Instrument	20170728000470710
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 E EUCLID AVE, 147, SULLIVAN, MO 63080-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ELLEN DR, SAINT CHARLES, MO 63301-0514

Mortgage

Document Number	, 20170728000470720
Date	Jul 28, 2017
Instrument	20170728000470720

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,488 (-)	$202,570 (-) Land $45,000 Building $157,570
2025	$3,437.00 (+2.87%)	$38,488 (+6.01%)	$202,570 (+6.01%) Land $45,000 Building $157,570
2024	$3,341.00
2023		$36,307
2022			$191,088 Land $35,000 Building $156,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	75 (1979–2015)
Claims Outside the SFHA	1 of 75
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Flooding, Jun 2011 · 3 claims Severe Storms And Flooding, Jul 2008 · 2 claims Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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