45 Eldred St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 45 Eldred St, Lexington, MA 02420 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,131 sqft · built 1964
Lot Size0.869 acres (37,841 sqft)
Owner2 Individual Names on File
Last Sale$1,010,000 (Sep 2021)
Tax Bill$12,744 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APNLEXI M:0083 L:000122

Property Details

APN / Parcel Number

Primary APNLEXI M:0083 L:000122

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
Gross Area2,645 sqft
1st Floor Area1,131 sqft
Basement Area1,029 sqft
Unfinished Basement455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,841 sqft (0.869 acres)
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address45 ELDRED ST
CityLEXINGTON
StateMA
Zip02420-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number122
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group1
Census Block1012
Census Tract358700

Owner

Source: Middlesex County and Lexington Town records · APN LEXI M:0083 L:000122

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 ELDRED ST, LEXINGTON, MA 02420-1420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Sep 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLI MTG
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
POLI MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleAug 23, 1996 · Amount on Record
Deed Document Number20211892371
Record UpdatedSep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEXINGTON MA
Recording DateSep 01, 2021
Property Address45 ELDRED ST, LEXINGTON, MA 02420-1420
Document Number1892371
Instrument DateAug 31, 2021
Instrument1892371
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 ELDRED ST, LEXINGTON, MA 02420-1420

Mortgage

Document Number1892372
DateSep 01, 2021
Instrument1892372
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address45 ELDRED ST, LEXINGTON, MA 02420-1420
Document Number0001853175
Instrument DateSep 03, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ELDRED ST LEXINGTON MA 024201420, LEXINGTON, MA 02420-1420

Mortgage

Document Number0001853175
DateSep 14, 2020
Instrument1853175
Lender
NamePOLI MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address45 ELDRED ST, LEXINGTON, MA 02420-1420
Document Number0000071405
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071405
DateSep 27, 2017
Instrument71405
Lender
NamePOLI MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,744.00 (+4.35%)$1,042,000 (+4.51%) Land $766,000 Building $276,000$1,169,070 (+30.33%)
2024$12,213.00 (+4.85%)$997,000 (+11.27%) Land $730,000 Building $267,000$896,990
2023$11,648.00$896,000 Land $664,000 Building $232,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173587001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
9 of 10 on primary residences
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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