38 Eldred St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 38 Eldred St, Lexington, MA 02420 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,990 sqft · built 1955
Lot Size0.839 acres (36,534 sqft)
OwnerIndividual Name on File
Last Sale$730,000 (Jul 2015)
Tax Bill$13,257 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNLEXI M:0083 L:000019

Property Details

APN / Parcel Number

Primary APNLEXI M:0083 L:000019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area3,277 sqft
1st Floor Area1,176 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,534 sqft (0.839 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address38 ELDRED ST
CityLEXINGTON
StateMA
Zip02420-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number19
JurisdictionLEXINGTON MA
Township / Civil DivisionLEXINGTON
Census Block Group1
Census Block1016
Census Tract358700

Owner

Source: Middlesex County and Lexington Town records · APN LEXI M:0083 L:000019

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 ELDRED ST, LEXINGTON, MA 02420-1431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FARMERS BANK & TRUST
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FARMERS BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2015 · Amount on Record
Deed SaleJul 23, 2015 · Amount on Record
Deed Book / Page1302 / 126
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address38 ELDRED ST, LEXINGTON, MA 02420-1431
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001892227
DateAug 31, 2021
Instrument1892227
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON MA
Property Address38 ELDRED ST, LEXINGTON, MA 02420-1431
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1892227
DateAug 31, 2021
Instrument1892227
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionLexington Town
Unified School DistrictLexington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,257.00 (+3.26%)$1,084,000 (+3.44%) Land $765,000 Building $319,000$1,220,845 (+6.55%)
2024$12,838.00 (+3.62%)$1,048,000 (+9.97%) Land $729,000 Building $319,000$1,145,795
2023$12,389.00$953,000 Land $663,000 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173587001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
9 of 10 on primary residences
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 16% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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