Bergen County and Allendale Borough property record for 45 E Orchard St, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 3,881 sqft · built 2006 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,230,000 (Jan 2007) |
| Tax Bill | $26,816 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01802-0000-00001 |
| Primary APN | 01-01802-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,881 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 132900 |
|---|---|
| Street Address | 45 E ORCHARD ST |
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | .551 AC |
| Legal Block | 1802 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1001 |
45 E Orchard St is owned and occupied by two individuals who bought it in January 2007.
Source: Bergen County and Allendale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 E ORCHARD ST, ALLENDALE, NJ 07401-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2007 · Amount on File |
| Deed Sale | Jan 29, 2007 · Amount on File |
| Prior Sale | Sep 10, 2004 · Amount on File |
| Deed Book / Page | 9257 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 E ORCHARD ST, ALLENDALE, NJ 07401-2226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0043230920 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 4323/920 |
| Instrument | 2021129074 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.85% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 E ORCHARD ST, ALLENDALE, NJ 07401-2226 |
| Document Number | 0035311087 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 ECHO PL #131 ELMWOOD PARK NJ 074072440, 131, ELMWOOD PARK, NJ 07407-2440 |
| Document Number | 0035311087 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 003531/001087 |
| Instrument | 20026355 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2035 |
The 2025 property tax bill for 45 E Orchard St was $26,816, up 1.3% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,464,900 (+10.89%) Land $485,200 Building $979,700 | $1,464,900 (+10.89%) Land $485,200 Building $979,700 | |
| 2025 | $26,816.00 (+1.29%) | $1,321,000 Land $452,900 Building $868,100 | $1,321,000 Land $452,900 Building $868,100 |
| 2024 | $26,474.00 | ||
| 2023 | $1,229,400 Land $425,400 Building $804,000 | $1,229,400 Land $425,400 Building $804,000 | |
| 2022 | $26,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 E Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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