Bergen County and Allendale Borough property record for 40 E Orchard St, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 1956 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Oct 2015) |
| Tax Bill | $14,888 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01801-0000-00003 |
| Primary APN | 01-01801-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 2,584 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 11,848 sqft (0.272 acres) |
| Lot Dimensions | 105 ft deep x 113 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 132800 |
|---|---|
| Street Address | 40 E ORCHARD ST |
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | .272 AC |
| Legal Block | 1801 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1001 |
40 E Orchard St is owned and occupied by two individuals who bought it in October 2015.
Source: Bergen County and Allendale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 E ORCHARD ST, ALLENDALE, NJ 07401-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2015 · Amount on File |
| Deed Sale | Oct 20, 2015 · Amount on File |
| Prior Sale | Dec 14, 2011 · Amount on File |
| Deed Document Number | 201578721 |
| Deed Book / Page | 2081 / 1074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 E ORCHARD ST, ALLENDALE, NJ 07401-2225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0045101743 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 4510/1743 |
| Instrument | 2021187054 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.65% |
The 2025 property tax bill for 40 E Orchard St was $14,888, up 1.2% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,400 (+10.77%) Land $429,400 Building $383,000 | $812,400 (+10.77%) Land $429,400 Building $383,000 | |
| 2025 | $14,888.00 (+1.16%) | $733,400 Land $409,700 Building $323,700 | $733,400 Land $409,700 Building $323,700 |
| 2024 | $14,718.00 | ||
| 2023 | $680,700 Land $382,200 Building $298,500 | $680,700 Land $382,200 Building $298,500 | |
| 2022 | $14,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 E Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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