45 E Mallard Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 45 E Mallard Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,902 sqft · built 1981
Lot Size	0.507 acres (22,089 sqft)
Owner	2 Trust Names on File
Last Sale	$1,550,000 (Jun 2026)
Tax Bill	$19,814 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-04-301-047`

Property Details

APN / Parcel Number

Primary APN	`16-04-301-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,902 sqft Living Area
Gross Area	6,379 sqft
1st Floor Area	2,902 sqft
Basement Area	2,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	22,089 sqft (0.507 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 E MALLARD LN
City	LAKE FOREST
State	IL
Zip	60045-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT W KENDLERS PONDS SUB LOT 28 & 1/156 INTERST IN OUTLOT S A-B- C & D
Legal Subdivision	ROBERT W KENDLERS PONDS SUB
Legal Block	C
Legal Lot Number	28,1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1021
Census Tract	864602

Owner

45 E Mallard Ln is owner-occupied and held in a trust since June 2026.

Source: Lake County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 E MALLARD LN, LAKE FOREST, IL 60045-4412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer PROPER TITLE LLC, PROPER TITLE
Sep 22, 2025	Warranty Deed, Construction Loan · Construction Mortgage GOLD COAST BANK (CHICAGO IL)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Sep 22, 2025 · Amount on File
Deed Document Number	20268176168
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 17, 2026
Property Address	45 E MALLARD LN, LAKE FOREST, IL 60045-4412
Document Number	0008176168
Instrument Date	May 26, 2026
Instrument	20268176168
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount on Record
Tax	$234,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	45 E MALLARD LN, LAKE FOREST, IL 60045-4412

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 22, 2025
Property Address	45 E MALLARD LN, LAKE FOREST, IL 60045-4412
Document Number	0008122723
Map Reference	DOC 1928655
Instrument Date	Jul 29, 2025
Instrument	8122723
Transaction Type	Construction Loan
Record Updated	Oct 29, 2025
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 E MALLARD LN, LAKE FOREST, IL 60045-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 OLD DEERFIELD RD # 29, 29, HIGHLAND PARK, IL 60035-3050

Mortgage

Document Number	0008122724
Date	Sep 22, 2025
Instrument	8122724

Lender

Name	GOLD COAST BANK (CHICAGO IL)
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 E Mallard Ln was $19,814, up 1.4% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,814.00 (+1.39%)	$352,465 (+4.84%) Land $114,195 Building $238,270	$1,057,500 (+4.84%) Land $342,619 Building $714,881
2024	$19,542.00 (+56.1%)	$336,193 (+4.2%) Land $108,923 Building $227,270	$1,008,680 (+4.2%) Land $326,802 Building $681,878
2023	$12,519.00 (+5.83%)	$322,642 (+50.32%) Land $104,533 Building $218,109	$968,022 (+50.32%) Land $313,630 Building $654,392
2022	$11,829.00	$214,639 Land $96,698 Building $117,941	$643,981 Land $290,123 Building $353,858

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 E Mallard Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 E Mallard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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