45 E Main St, Chillicothe, OH 45601 Property Records

Ross County property record for 45 E Main St, Chillicothe, OH 45601

Property Summary

Property Type	Commercial Office
Details	3.5 ba · 5,666 sqft · built 1993
Lot Size	0.241 acres (10,494 sqft)
Owner	Company Name on File
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-54-03-059.000`

Property Details

APN / Parcel Number

Primary APN	`30-54-03-059.000`
Alternative APN	`540305`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,666 sqft Gross Area
1st Floor Area	3,705 sqft
Basement Area	1,961 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,494 sqft (0.241 acres)
Lot Dimensions	198 ft deep x 53 ft wide
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	540305
Street Address	45 E MAIN ST
City	CHILLICOTHE
State	OH
Zip	45601-2504
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	45 E MAIN ST COM 50 52.5X198 54-3-59 ENG # 17-5-31
Legal Subdivision	CHILLICOTHE
Legal Lot Number	50
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3002
Census Tract	956300

Owner

Source: Ross County records · APN 30-54-03-059.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45 E MAIN ST, CHILLICOTHE, OH 45601-2504
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	45 E MAIN ST, CHILLICOTHE, OH 45601-2504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LCNB TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005425663
Date	Aug 06, 2020
Book Page	542/5663
Instrument	202000005794

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 04, 2030

Tax Assessment & Valuation

Source: Ross County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,308.00 (-7.57%)	$104,980 (+6.1%) Land $20,270 Building $84,710	$299,940 (+6.1%) Land $57,900 Building $242,040
2024	$5,743.00 (-1.42%)	$98,940 (-) Land $18,530 Building $80,410	$282,690 (-) Land $52,950 Building $229,740
2023	$5,826.00 (-0.27%)	$98,940 (-) Land $18,530 Building $80,410
2022	$5,842.00	$98,940 Land $18,530 Building $80,410	$282,690 Land $52,950 Building $229,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chillicothe Business District listed 1979 · 21 contributing resources · NRIS 79001931

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
The Chillicothe Telephone Co Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 519 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.