45 E Magnolia Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 45 E Magnolia Dr, Belgrade, MT 59714

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,444 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$393,100 (Aug 2022)
Tax Bill	$3,499 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF55612`

Property Details

APN / Parcel Number

Primary APN	`00RFF55612`
Alternative APNs	`06-0903-03-4-43-33-7006` `R0637634`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	534 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Area	385 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Deck Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF55612
Street Address	45 E MAGNOLIA DR
City	BELGRADE
State	MT
Zip	59714-9265
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WHISPERING WINDS CONDO, S03, T01 S, R04 E, BUILDING 2, UNIT B
Legal Range	04E
Legal Township	01S
Legal Section	03
Legal Subdivision	WHISPERING WINDS CONDO
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1006
Census Tract	201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage ROCKY MOUNTAIN CU
Aug 8, 2022	Warranty Deed, Transfer · FHA Mortgage STOCKMAN BANK
Dec 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 1, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKY MOUNTAIN CU
Jun 16, 2017	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20222783410
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0002711472
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MONTANA TITLE AND ESCROW, MTE MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002603459
Date	Jan 11, 2018
Instrument	2603459

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union
Address	HELENA, MT 59602

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2033

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 8, 2022
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Document Number	0002783410
Map Reference	DOC 2254958
Instrument Date	Aug 5, 2022
Instrument	2783410
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265

Mortgage

Document Number	0002783411
Date	Aug 8, 2022
Instrument	2783411

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Dec 7, 2020
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Document Number	0002711472
Instrument Date	Dec 4, 2020
Instrument	2711472
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 E MAGNOLIA DR # B, B, BELGRADE, MT 59714-9265

Mortgage

Document Number	0002711473
Date	Dec 7, 2020
Instrument	2711473

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 1, 2018
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Document Number	2621796
Map Reference	DOC2230038
Instrument Date	Jul 30, 2018
Instrument	2621796
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 E MAGNOLIA DR # B, B, BELGRADE, MT 59714-9265

Mortgage

Document Number	2621798
Date	Aug 1, 2018
Instrument	2621798

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Dec 26, 2017
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Document Number	2602195
Map Reference	DOC2230038
Instrument Date	Dec 20, 2017
Instrument	2602195
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MOUNTAIN VIEW TITLE, MOUNTAIN TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E MANGOLIA, BELGRADE, MT 59714-9265

Mortgage

Document Number	2602196
Date	Dec 26, 2017
Instrument	2602196

Lender

Name	ROCKY MOUNTAIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 16, 2017
Property Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265
Document Number	0002583053
Instrument Date	Jun 16, 2017
Instrument	2583053
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 E MAGNOLIA DR, BELGRADE, MT 59714-9265

Mortgage

Document Number	0002583054
Date	Jun 16, 2017
Instrument	2583054

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,499.00 (+162.69%)	$400,600 (-)	$400,600 (-) Land $26,392 Building $374,208
2025	$1,332.00 (-47.25%)	$400,600 (-0.67%)	$400,600 (-0.67%) Land $26,392 Building $374,208
2023	$2,525.00	$403,300	$403,300 Land $22,356 Building $380,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROCK COUNTY WATER AND SEWER DIST private · serves 4,200 people · EPA ID MT0004082
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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