45 E Lock Ln, Unit 9, Richmond, VA 23226 Property Records

Richmond City property record for 45 E Lock Ln, Unit 9, Richmond, VA 23226

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 910 sqft · built 1930
Lot Size0.002 acres (91 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2022)
Tax Bill$3,432 (2026)
Deeds & MortgagesNov 2025 Transfer
Nov 2025 Re-recorded Document
+ 3 more
APNW-019-0306-111

Property Details

APN / Parcel Number

Primary APNW-019-0306-111

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units9 Units
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialOther
Lot Area91 sqft (0.002 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45 E LOCK LN, 9
CityRICHMOND
StateVA
Zip23226-1351
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-48 MULTI
Legal DescriptionLOCKE LANE CONDO PHASE IV U45-9
Legal SubdivisionLOCK LANE CONDO
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1003
Census Tract50300

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 E LOCK LN, U9, RICHMOND, VA 23226-1351
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Transfer on Death Deed, Transfer
Nov 21, 2025Re-recorded Document
Aug 24, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BENCHMARK MORTGAGE COMPANIES
Oct 27, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 11, 2018Warranty Deed, Transfer · ARM
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Prior SaleAug 24, 2021 · Amount on Record
Deed Document Number202223509
Prior Transfer DateDec 1, 2015
Prior Transfer Doc0000023310
Record UpdatedSep 20, 2026

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRICHMOND CITY VA
Recording DateNov 19, 2025
Property Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351
Document Number0000019125
Instrument DateNov 19, 2025
Instrument250019125
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351

Transferred To (Grantee/Buyer)

NameVerified Name

November 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionRICHMOND CITY VA
Recording DateNov 21, 2025
Property Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351
Document Number0000019244
Instrument DateNov 19, 2025
Instrument250019244
Record UpdatedDec 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024452
DateAug 24, 2021
Instrument210024452
Lender
NameBENCHMARK MORTGAGE COMPANIES
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateOct 27, 2022
Property Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351
Document Number0000023509
Instrument DateOct 13, 2022
Instrument220023509
Transaction TypeTransfer
Record UpdatedMar 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E LOCK LN, RICHMOND, VA 23226-1351

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJun 11, 2018
Property Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351
Document Number0000011585
Instrument DateJun 1, 2018
Instrument180011585
Transaction TypeTransfer
Record UpdatedMar 28, 2023
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E LOCK LN UNIT 9, 9, RICHMOND, VA 23226-1351

Mortgage

Document Number0000011586
DateJun 11, 2018
Instrument180011586
Lender
NameSUNTRUST MORTGAGE INC
Agreement
TypeARM
AmountAmount Recorded
Term179 Months
DueMay 1, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,432.00$286,000 (-) Land $55,000 Building $231,000$286,000 (-) Land $55,000 Building $231,000
2025$3,432.00 (+17,06%)$286,000 (-) Land $55,000 Building $231,000$286,000 (-) Land $55,000 Building $231,000
2024$286,000 Land $55,000 Building $231,000
2023$286,000 Land $55,000 Building $231,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1979–2021)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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