Richmond City property record for 45 E Lock Ln, Unit 3, Richmond, VA 23226
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 837 sqft · built 1930 |
| Lot Size | 0.002 acres (87 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $206,500 (Apr 2014) |
| Tax Bill | $3,252 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| APN | W-019-0306-107 |
| Primary APN | W-019-0306-107 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 9 Units |
| Stories | 1 Story |
| Building Area | 837 sqft Living Area |
| 1st Floor Area | 837 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 87 sqft (0.002 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45 E LOCK LN, 3 |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-1351 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-48 MULTI |
| Legal Description | LOCKE LANE CONDO PHASE IV U45-3 |
| Legal Subdivision | LOCK LANE CONDOMINIUM |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50300 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 E LOCK LN, 3, RICHMOND, VA 23226-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2014 · Amount on Record |
| Deed Sale | Apr 25, 2014 · Amount on Record |
| Prior Sale | Feb 25, 2011 · Amount on Record |
| Deed Book / Page | 1400 / 6799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 45 E LOCK LN UNIT 3, 3, RICHMOND, VA 23226-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000012144 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 230012144 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,252.00 | $271,000 (-) Land $55,000 Building $216,000 | $271,000 (-) Land $55,000 Building $216,000 |
| 2025 | $3,252.00 (+16,16%) | ||
| 2024 | $271,000 Land $55,000 Building $216,000 | ||
| 2023 | $271,000 Land $55,000 Building $216,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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