Steuben County and Wayland Town property record for 45 E Lake Rd, Cohocton, NY 14826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,176 sqft · built 1992 |
| Lot Size | 0.224 acres (9,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,196 (Nov 2020) |
| Tax Bill | $10,869 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Nov 2020 Sale |
| APN | 0002012-000 |
| Primary APN | 0002012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,176 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 9,780 sqft (0.224 acres) |
| Lot Dimensions | 163 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,238 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002012-000 |
|---|---|
| Street Address | 45 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AW |
| Legal Description | ROBINSON EAST LAKE RD VANPATTON LOON LAKE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960400 |
45 E Lake Rd is owned by an individual who bought it in November 2020.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7935 POLSON DR, COLORADO SPRINGS, CO 80908-5719 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Warranty Deed, Transfer · Second Mortgage (Down Payment) FIVE STAR BANK |
| Nov 17, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Nov 17, 2020 · Amount on File |
| Deed Book / Page | 2858 / 146 |
| Prior Transfer Date | Nov 30, 2012 |
| Prior Transfer Doc | 0000002418/000000003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 17, 2020 |
| Property Address | 45 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 002858/146 |
| Book / Page | 2858 / 146 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000DL1741 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | DL1741 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 17, 2020 |
| Property Address | 45 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 002858/142 |
| Book / Page | 2858 / 142 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 45 E Lake Rd was $10,869, up 1.4% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,869.00 (+1.45%) | ||
| 2025 | $10,714.00 | $320,300 Land $65,500 Building $254,800 | $427,067 Land $87,333 Building $339,734 |
| 2023 | $320,300 Land $65,500 Building $254,800 | $351,978 Land $71,978 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures