Steuben County and Wayland Town property record for 40 E Lake Rd, Cohocton, NY 14826
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 1 ba · 1,532 sqft · built 1850 |
| Lot Size | 0.212 acres (9,239 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2021) |
| Tax Bill | $6,664 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| APN | 0002801-000 |
| Primary APN | 0002801-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Upper Floors Area | 588 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,239 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 79.3 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 580 sqft |
| Patio Area | 167 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002801-000 |
|---|---|
| Street Address | 40 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9757 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | AW |
| Legal Description | CARISO E LAKE RD LANDER LOON LAKE |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960400 |
40 E Lake Rd, a residential property, is owned by two individuals who bought it in October 2021.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8142 FRENCH HILL RD, NAPLES, NY 14512-9241 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Prior Sale | Oct 7, 2005 · Amount on File |
| Deed Book / Page | 2920 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Oct 20, 2021 |
| Property Address | 40 E LAKE RD, COHOCTON, NY 14826-9757 |
| Document Number | 2920/91 |
| Book / Page | 2920 / 91 |
| Instrument Date | Oct 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8142 FRENCH HILL RD, NAPLES, NY 14512-9241 |
| Document Number | 476635 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 4766/35 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 40 E Lake Rd was $6,664, up 1.4% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,664.00 (+1.45%) | ||
| 2025 | $6,569.00 | $196,400 Land $70,500 Building $125,900 | $261,867 Land $94,000 Building $167,867 |
| 2023 | $196,400 Land $70,500 Building $125,900 | $215,824 Land $77,472 Building $138,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 40 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 E Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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