Cumberland Town property record for 44 E Earle St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,396 sqft · built 1930 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Mar 2019) |
| Tax Bill | $4,004 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9962-78 |
| Primary APN | 9962-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,876 sqft |
| 1st Floor Area | 940 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,706 sqft (0.131 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9962-78 |
|---|---|
| Street Address | 44 E EARLE ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 522 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11200 |
Source: Cumberland Town records · APN 9962-78
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 E EARLE ST, CUMBERLAND, RI 02864-7612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Mar 28, 2019 | Trustee's Deed, Foreclosure · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Aug 07, 2012 |
| Deed Book / Page | 1797 / 769 |
| Transfer Doc | 1697-147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 E EARLE ST, CUMBERLAND, RI 02864-7612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001937-439 |
|---|---|
| Date | Aug 05, 2022 |
| Book Page | 1937/439 |
| Instrument | 134479 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 E EARLE ST, CUMBERLAND, RI 02864-7612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1877-575 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 1877/575 |
| Instrument | 121869 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 28, 2019 |
| Property Address | 44 E EARLE ST, CUMBERLAND, RI 02864-7612 |
| Document Number | 1797-769 |
| Book / Page | 1797 / 769 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1374 LONSDALE AVE, LINCOLN, RI 02865-1823 |
| Document Number | 1797772 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 1797/772 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,004.00 (+5.59%) | $326,300 (-) Land $127,900 Building $198,400 |
| 2023 | $3,792.00 (+13.23%) | $326,300 (+46.06%) Land $127,900 Building $198,400 |
| 2022 | $3,349.00 | $223,400 Land $89,400 Building $134,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 644 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system RI1592021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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