45 E Cedar Rd, Twin Lake, MI 49457 Property Records

Muskegon County property record for 45 E Cedar Rd, Twin Lake, MI 49457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,076 sqft · built 2002
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Nov 2021)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42501018001100`

Property Details

APN / Parcel Number

Primary APN	`42501018001100`
Alternative APN	`61-42-501-018-0011-00`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	19,994 sqft (0.459 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 E CEDAR RD
City	TWIN LAKE
State	MI
Zip	49457-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 VLC
Legal Description	DALTON TOWNSHIP D-VLC01-0742 VILLAGE OF LAKEWOOD CLUB ADD'N NO 1 PLAT OG LOTS 11-14 INC AND LOTS 39-42 INC BLK 18 SEC 5
Legal Subdivision	LAKEWOOD ADDN # 1
Legal Block	18
Legal Lot Number	11,14
Jurisdiction	MUSKEGON MI
Township / Civil Division	DALTON
Census Block Group	4
Census Block	4094
Census Tract	3600

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 E CEDAR RD, TWIN LAKE, MI 49457-9560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Sep 2, 2003 · Amount on Record
Deed Document Number	20215746026
Deed Book / Page	4280 / 383
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 12, 2021
Property Address	45 E CEDAR RD, TWIN LAKE, MI 49457-9560
Document Number	004280/383
Book / Page	4280 / 383
Map Reference	LB 4 PG 18
Instrument Date	Nov 12, 2021
Instrument	5746026
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAKESHORE TITLE AGENCY, LAKESHORE TITLE GROUP WEST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 E CEDAR RD, 45, TWIN LAKE, MI 49457-9560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E CEDAR RD, TWIN LAKE, MI 49457-9560

Mortgage

Document Number	0004280384
Date	Nov 12, 2021
Instrument	4280/384

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Dalton Township
Municipality	Lakewood Club Village
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+11.15%)	$247,200 (+11.15%)
2025	$2,588.00 Homeowner's exemption	$111,200	$222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cedar Rd

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