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21 E Cedar Rd, Twin Lake, MI 49457 Property Records

Muskegon County property record for 21 E Cedar Rd, Twin Lake, MI 49457

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 2002
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$237,500 (Jan 2026)
Tax Bill$2,258 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42501018000100

Property Details

APN / Parcel Number

Primary APN42501018000100
Alternative APN
  • 61-42-501-018-0001-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Lot Area19,994 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address21 E CEDAR RD
CityTWIN LAKE
StateMI
Zip49457-9560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 VLC
Legal DescriptionDALTON TOWNSHIP D-VLC01-0730 VILLAGE OF LAKEWOOD CLUB ADD'N NO 1 PLAT OG LOTS 1-4 INC AND LOTS 49-52 INC BLK 18 SEC 5 T11
Legal SubdivisionLAKEWOOD ADDN # 1
Legal Block18
Legal Lot Number1,4
JurisdictionMUSKEGON MI
Township / Civil DivisionDALTON
Census Block Group4
Census Block4094
Census Tract3600

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Warranty Deed, Transfer · FHA Mortgage
LEGACY MORTGAGE
Sep 19, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ARBOR FINANCIAL CU
Feb 28, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2026 · Amount on Record
Deed SaleJan 26, 2026 · Amount on Record
Prior SaleSep 19, 2022 · Amount on Record
Deed Document Number20265872394
Deed Book / Page4406 / 869
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateJan 26, 2026
Property Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560
Document Number004406/869
Book / Page4406 / 869
Map ReferenceLB 4 PG 18
Instrument DateJan 14, 2026
Instrument5872394
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyLAKESHORE TTL GROUP WEST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,781.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560

Mortgage

Document Number0004406870
DateJan 26, 2026
Instrument4406/870
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Mortgage

Document Number004406/871
DateJan 26, 2026
Book Page4406/871
Instrument5872396
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
AddressGRAND BLANC, MI 48439
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 19, 2022
Property Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560
Document Number004310/615
Book / Page4310 / 615
Map ReferenceLB 4 PG 18
Instrument DateAug 25, 2022
Instrument5776228
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2023
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,447.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 BROADWAY ST # 714, 714, SOUTH HAVEN, MI 49090-2408

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 48TH ST SE, GRAND RAPIDS, MI 49548-7517

Mortgage

Document Number0004310616
DateSep 19, 2022
Instrument4310-616
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateFeb 28, 2022
Property Address21 E CEDAR RD, TWIN LAKE, MI 49457-9560
Document Number0004290/73
Book / Page4290 / 73
Map ReferenceLB 4 PG 18
Instrument DateFeb 24, 2022
Instrument5755706
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

AmountAmount Recorded
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 E CEDAR RD, 21, TWIN LAKE, MI 49457-9560

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 BROADWAY ST # 7124, 7124, SOUTH HAVEN, MI 49090-2408

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionDalton Township
MunicipalityLakewood Club Village
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,500 (+8.21%)$211,000 (+8.21%)
2025$2,258.00 (-26.95%) Homeowner's exemption$97,500 (+28.97%)$195,000 (+28.97%)
2024$3,091.00 (+177.47%)
2023$75,600$151,200
2022$1,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

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