45 E 40th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 45 E 40th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1909
Square Footage870 sqft Finished Area
Lot Size4,320 sqft (0.099 acres)
GarageDetached
Last Sale$67,000 (2005)
Tax Bill$834.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-32-06-007.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area870 sqft Finished Area
Gross Area960 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1909
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,320 sqft (0.099 acres)
Depth X Width120 ft x 36 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0563206007.00
Street Address45 E 40TH ST
CityCOVINGTON
StateKY
Zip41015-1701
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description36X120FT SS 40TH 114FT W CHURCH
Legal SubdivisionTAYLOR HEIRS PLAT E
Legal Lot Number26,27
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract61300

Owner

Source: Kenton County records · APN 056-32-06-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8297 W MAIN ST, ALEXANDRIA, KY 41001-2203
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOME SVGS BK
Aug 01, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2005 · Amount on Record
Deed SaleMay 03, 2005 · Amount on Record
Prior SaleMay 03, 2005 · Amount on Record
Deed Doc Number0C25890005
Last Transfer DateAug 01, 2017
Transfer Doc0000000197
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address45 E 40TH ST, COVINGTON, KY 41015-1701
Document Number0000000038
Book / Page0C6276 / 000207
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedDec 08, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address8297 W MAIN ST ALEXANDRIA KY 410012203, ALEXANDRIA, KY 41001-2203

Mortgage

Document Number0000000038
DateOct 20, 2017
Book Page0C6276/000207
Instrument38
Lender
NameHOME SVGS BK
TypeFederal Savings Bank (FSB)
AddressLUDLOW, KY 41016
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueOct 19, 2037

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 01, 2017
Property Address45 E 40TH ST, COVINGTON, KY 41015-1701
Document Number0000000197
Book / Page006215 / 000106
Instrument DateAug 01, 2017
Instrument197
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyConfirmed
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address8297 W MAIN ST ALEXANDRIA KY 410012203, ALEXANDRIA, KY 41001-2203

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$834.00 (-0.6%)$63,000 (-) Land $10,000 Building $53,000$63,000 (-) Land $10,000 Building $53,000
2023$839.00$63,000 Land $10,000 Building $53,000$63,000 Land $10,000 Building $53,000

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