Kenton County property record for 38 E 40th St, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1916 |
| Square Footage | 1,546 sqft Finished Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2023) |
| Tax Bill | $3,312.00 (2025) |
| Primary APN | 056-32-05-015.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,546 sqft Finished Area |
| Gross Area | 1,813 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Brick Exterior |
| Roof Material | Slate Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 180 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 38 E 40TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KRUSE J H RE-SUBD JONES BLK 1 LOT 10 |
| Legal Subdivision | KRUSE J H RE-SUBD JONES |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-32-05-015.01
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| Nov 30, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS RELIABLE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Doc Number | 20233 |
| Deed Book / Page | 245 / 558 |
| Prior Transfer Date | Nov 07, 2014 |
| Prior Transfer Doc | 0005900043 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 11, 2023 |
| Property Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Document Number | 0005900003 |
| Book / Page | KC 245 / 558 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 23091105900003 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Document Number | 0005900004 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | KCM 490/874 |
| Instrument | 23091105900004 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 30, 2022 |
| Property Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Document Number | 0005900042 |
| Book / Page | 202 / 845 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 22113005900042 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13431 KENTON STATION RD, MORNING VIEW, KY 41063-8793 |
| Name | Verified Name |
|---|---|
| Address | 38 E 40TH ST, COVINGTON, KY 41015-1774 |
| Document Number | 0005900043 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 22113005900043 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 (+5.81%) | $250,000 (+6.38%) Land $10,000 Building $240,000 | $250,000 (+6.38%) Land $10,000 Building $240,000 |
| 2023 | $3,130.00 (+47.29%) | $235,000 (+46.05%) Land $10,000 Building $225,000 | $235,000 (+46.05%) Land $10,000 Building $225,000 |
| 2022 | $2,125.00 | $160,900 Land $10,000 Building $150,900 | $160,900 Land $10,000 Building $150,900 |
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