45 Dolphin Blvd E, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 45 Dolphin Blvd E, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1985
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2012)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054709-0150`

Property Details

APN / Parcel Number

Primary APN	`054709-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,674 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 DOLPHIN BLVD E
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-138 WELLINGTON BY THE SEA UT 1 LOTS 15 & 16 BLK 9 OR 3515/0651 & 5132/1350(Q/C)
Legal Range	29E
Legal Township	03S
Legal Section	21
Legal Subdivision	WELLINGTON BY-THE-SEA UNIT 1
Legal Block	9
Legal Lot Number	15,16
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3013
Census Tract	20707

Owner

Source: St. Johns County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Dec 22, 2020	Quit Claim Deed, Transfer CFBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2012 · Amount on Record
Deed Sale	Jan 13, 2012 · Amount on Record
Prior Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	20122273
Deed Book / Page	3515 / 651
Last Transfer Date	Dec 15, 2020
Transfer Doc	0051321350
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 7, 2026
Property Address	45 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Document Number	0000028957
Book / Page	6338 / 729
Instrument Date	Apr 1, 2026
Instrument	202628957
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028957,
Date	Apr 7, 2026
Book Page	6338/729
Instrument	202628957

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2020
Property Address	45 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Document Number	0051321350
Book / Page	005132 / 001350
Instrument Date	Dec 15, 2020
Instrument	117366
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 DOLPHIN BLVD E PONTE VEDRA BEACH FL 320822066, PONTE VEDRA BEACH, FL 32082-2066

Mortgage

Document Number	51321352
Date	Dec 22, 2020
Book Page	005132/001352
Instrument	117367

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,886 (+2.7%)	$523,868 (+7.22%) Land $109,200 Building $414,668
2025	$2,472.00 (+14.13%) Homeowner's exemption	$197,552 (+2.9%)	$488,585 (+6.26%) Land $109,200 Building $379,385
2024	$2,166.00 (+2.17%) Homeowner's exemption	$191,984 (+3%)	$459,802 (-1.02%) Land $109,200 Building $350,602
2023	$2,120.00 (+3.47%) Homeowner's exemption	$186,392 (+3%)	$464,562 (+30.73%) Land $109,200 Building $355,362
2022	$2,049.00 Homeowner's exemption	$180,963	$355,371 Land $91,728 Building $263,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 units insured incl. 70 condo units
Nearby Flood Claims	19 (1997–2016)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 12 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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