43 Dolphin Blvd E, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 43 Dolphin Blvd E, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054709-0130`

Property Details

APN / Parcel Number

Primary APN	`054709-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43 DOLPHIN BLVD E
City	PONTE VEDRA BEACH
State	FL
Zip	32082-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-138 WELLINGTON BY THE SEA UT 1 LOTS 13 & 14 BLK 9 OR1315/365
Legal Range	29E
Legal Township	03S
Legal Section	21
Legal Subdivision	WELLINGTON BY-THE-SEA UNIT 1
Legal Block	9
Legal Lot Number	13,14
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	3
Census Block	3013
Census Tract	20707

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066

Mortgage

Document Number	0051541067
Date	Jan 19, 2021
Book Page	5154/1067
Instrument	2021006036

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Feb 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	43 DOLPHIN BLVD E, PONTE VEDRA BEACH, FL 32082-2066
Document Number	0051541084
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 DOLPHIN BLVD E PONTE VEDRA BEACH FL 320822066, PONTE VEDRA BEACH, FL 32082-2066

Mortgage

Document Number	0051541084
Date	Jan 19, 2021
Book Page	005154/001084
Instrument	6037

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	2.71%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,532 (+2.7%)	$470,000 (-1.21%) Land $109,200 Building $360,800
2025	$2,297.00 (+14.39%) Homeowner's exemption	$184,549 (+2.9%)	$475,743 (+2.65%) Land $109,200 Building $366,543
2024	$2,008.00 (+2.24%) Homeowner's exemption	$179,348 (+3%)	$463,467 (-2.08%) Land $109,200 Building $354,267
2023	$1,964.00 (+3.59%) Homeowner's exemption	$174,124 (+3%)	$473,308 (+25.37%) Land $109,200 Building $364,108
2022	$1,896.00 Homeowner's exemption	$169,052	$377,524 Land $91,728 Building $285,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 182 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 units insured incl. 70 condo units
Nearby Flood Claims	19 (1997–2016)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 12 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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