Bergen County and Garfield City property record for 45 Division Ave, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,530 sqft · built 1910 |
| Lot Size | 0.076 acres (3,306 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Dec 2015) |
| Tax Bill | $7,793 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00201-0000-00005 |
| Primary APN | 21-00201-0000-00005 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 3,306 sqft (0.076 acres) |
| Lot Dimensions | 132 ft deep x 25 ft wide |
| Account Number | 005407 |
|---|---|
| Street Address | 45 DIVISION AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 3307 SF |
| Legal Block | 201 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21200 |
45 Division Ave is owned by two individuals who bought it in December 2015.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 CLINTON AVE, CLIFTON, NJ 07011-2709 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on File |
| Deed Sale | Dec 9, 2015 · Amount on File |
| Prior Sale | Oct 17, 2006 · Amount on File |
| Deed Document Number | 201592440 |
| Deed Book / Page | 2125 / 1317 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45 Division Ave was $7,793, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,000 (-) Land $99,600 Building $124,400 | $224,000 (-) Land $99,600 Building $124,400 | |
| 2025 | $7,793.00 (+4.27%) | $224,000 Land $99,600 Building $124,400 | $224,000 Land $99,600 Building $124,400 |
| 2024 | $7,474.00 | ||
| 2023 | $224,000 Land $99,600 Building $124,400 | $224,000 Land $99,600 Building $124,400 | |
| 2022 | $6,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Division Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures