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40 Division Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 40 Division Ave, Garfield, NJ 07026

Property Summary

Property TypeSingle Family Home
Details2,230 sqft · built 1920
Lot Size0.076 acres (3,315 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jun 2022)
Tax Bill$9,477 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00200-0000-00034

Property Details

APN / Parcel Number

Primary APN21-00200-0000-00034
Alternative APNs
  • 210020000034
  • 005399

Interior

Units2 Units
Stories2 Stories
Building Area2,230 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area3,315 sqft (0.076 acres)
Lot Dimensions106 ft deep x 31 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number005399
Street Address40 DIVISION AVE
CityGARFIELD
StateNJ
Zip07026-3620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description3313 SF
Legal Block200
Legal Lot Number34
JurisdictionBERGEN NJ
Township / Civil DivisionGARFIELD
Census Block Group2
Census Block2002
Census Tract21200

Owner

40 Division Ave is owned by two individuals who bought it in June 2022.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address452 LINCOLN DR, PARAMUS, NJ 07652-4720
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleDec 23, 1997
Deed Document Number202260468
Deed Book / Page4710 / 1754
Record UpdatedSep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJun 15, 2022
Property Address40 DIVISION AVE, GARFIELD, NJ 07026-3620
Document Number0047101754
Book / Page4710 / 1754
Instrument DateFeb 23, 2022
Instrument2022060468
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,871.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 N FARVIEW AVE, 38, PARAMUS, NJ 07652-2719

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address242 ORADELL AVE, PARAMUS, NJ 07652-4836

Mortgage

Document Number2022060469
DateJun 15, 2022
Instrument2022060469
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 40 Division Ave was $9,477, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityGarfield City
Unified School DistrictGarfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,400 (-) Land $99,700 Building $172,700$272,400 (-) Land $99,700 Building $172,700
2025$9,477.00 (+4.26%)$272,400 Land $99,700 Building $172,700$272,400 Land $99,700 Building $172,700
2024$9,090.00
2023$272,400 Land $99,700 Building $172,700$272,400 Land $99,700 Building $172,700
2022$8,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Division Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARFIELD WATER DEPARTMENT
serves 30,487 people · EPA ID NJ0221001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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