45 Derby Ct, Covington, GA 30016 Property Records

Newton County property record for 45 Derby Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,001 sqft · built 2002
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0090B-00000-005-000`

Property Details

APN / Parcel Number

Primary APN	`0090B-00000-005-000`
Alternative APNs	`0090B 005` `30735`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,001 sqft Heated Area
1st Floor Area	1,610 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30735
Street Address	45 DERBY CT
City	COVINGTON
State	GA
Zip	30016-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 WILLOW SPGS RANCH PH
Legal Subdivision	WILLOW SPRINGS RANCH
Legal Lot Number	5
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2000
Census Tract	100802

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 DERBY CT, COVINGTON, GA 30016-5836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2019	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20211810
Deed Book / Page	4174 / 8
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 26, 2021
Property Address	45 DERBY CT, COVINGTON, GA 30016-5836
Document Number	0041740008
Book / Page	4174 / 8
Instrument Date	Mar 26, 2021
Instrument	2021-001810
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DERBY CT, COVINGTON, GA 30016-5836

Mortgage

Document Number	0041740000000010
Date	Apr 7, 2021
Book Page	0000004174/0000000010
Instrument	006382

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 13, 2019
Property Address	45 DERBY CT, COVINGTON, GA 30016-5836
Document Number	0038140591
Book / Page	003814 / 000591
Instrument Date	Feb 8, 2019
Instrument	3153
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 DERBY CT COVINGTON GA 300165836, COVINGTON, GA 30016-5836

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 13, 2019
Property Address	45 DERBY CT, COVINGTON, GA 30016-5836
Document Number	0038140576
Book / Page	003814 / 000576
Instrument Date	Feb 8, 2019
Instrument	3151
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DERBY CT COVINGTON GA 300165836, COVINGTON, GA 30016-5836

Mortgage

Document Number	38140577
Date	Mar 13, 2019
Book Page	003814/000577
Instrument	3152

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,040.00 (+2.91%)	$119,840 (+4.61%) Land $17,600 Building $102,240	$299,600 (+4.61%) Land $44,000 Building $255,600
2023		$114,560 Land $6,200 Building $108,360	$286,400 Land $15,500 Building $270,900
2022	$2,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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