20 Derby Ct, Covington, GA 30016 Property Records

Newton County property record for 20 Derby Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,988 sqft · built 2002
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Sep 2016)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0090B-00000-002-000`

Property Details

APN / Parcel Number

Primary APN	`0090B-00000-002-000`
Alternative APNs	`0090B 002` `30732`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,988 sqft Heated Area
1st Floor Area	1,713 sqft
Attic Area	1,713 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	195 sqft
Patio Area	195 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30732
Old Parcel Number	0090B 002
Street Address	20 DERBY CT
City	COVINGTON
State	GA
Zip	30016-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 WILLOW SPGS RANCH PH
Legal Subdivision	WILLOW SPRINGS RANCH
Legal Lot Number	2
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2000
Census Tract	100802

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 DERBY CT, COVINGTON, GA 30016-5836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Apr 18, 2003 · Amount on Record
Deed Document Number	0003479111
Deed Book / Page	3479 / 111
Record Updated	Jun 8, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	20 DERBY CT, COVINGTON, GA 30016-5836
Document Number	0038560251
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 DERBY CT COVINGTON GA 300165836, COVINGTON, GA 30016-5836

Mortgage

Document Number	0038560251
Date	Jun 24, 2019
Book Page	003856/000251
Instrument	7709

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (-2.74%) Homeowner's exemption	$129,880 (+3.41%) Land $17,600 Building $112,280	$324,700 (+3.41%) Land $44,000 Building $280,700
2023		$125,600 Land $6,200 Building $119,400	$314,000 Land $15,500 Building $298,500
2022	$3,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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