Suffolk County and Southampton Town property record for 45 Denison Rd, Sag Harbor, NY 11963 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1994 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (May 2022) |
| Tax Bill | $2,277 (2024) |
| Deeds & Mortgages | Dec 2024 Refinance Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-007.00-03.00-031.000 |
| Primary APN | 0903-007.00-03.00-031.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| View / Lot | Below Average |
| Porch | Porch |
| Porch Area | 240 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 45 DENISON RD |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-3422 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 1987 LD EQ + 1500 |
| Legal Subdivision | SAG HARBOR ACRES |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 190708 |
Source: Suffolk County and Southampton Town records · APN 0903-007.00-03.00-031.000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 175 E SHORE RD, GREAT NECK, NY 11023-2437 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TVC FUNDING 1 LLC |
| Aug 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| May 05, 2022 | Deed, Transfer · Commercial Mortgage INSULA CAPITAL CORPORTAGION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2022 · Amount on Record |
| Deed Sale | May 05, 2022 · Amount on Record |
| Deed Book / Page | 13154 / 837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 DENISON RD, SAG HARBOR, NY 11963-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0236290977 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 23629/977 |
| Name | TVC FUNDING 1 LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 DENISON RD, SAG HARBOR, NY 11963-3422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235310828 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 23531/828 |
| Name | LIMA ONE CAPITAL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 01, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 05, 2022 |
| Property Address | 45 DENISON RD, SAG HARBOR, NY 11963-3422 |
| Document Number | 0131540837 |
| Book / Page | 13154 / 837 |
| Instrument Date | Oct 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 E SHORE RD, GREAT NECK, NY 11023-2437 |
| Document Number | 0234140277 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 23414/277 |
| Name | INSULA CAPITAL CORPORTAGION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $694,900 (-21.4%) Land $694,900 | $1,103,016 (-21.4%) Land $1,103,016 | |
| 2024 | $2,277.00 (-42.21%) | $1,403,333 (+10.32%) Land $1,103,016 Building $300,317 | |
| 2023 | $884,100 Land $694,900 Building $189,200 | $1,272,086 Land $999,856 Building $272,230 | |
| 2020 | $3,940.00 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031907082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Severe Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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