Suffolk County and Southampton Town property record for 40 Denison Rd, Sag Harbor, NY 11963 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,924 sqft · built 1994 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Aug 2003) |
| Tax Bill | $2,848 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0903-007.00-03.00-058.000 |
| Primary APN | 0903-007.00-03.00-058.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 1,924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Below Average |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 40 DENISON RD |
|---|---|
| City | SAG HARBOR |
| State | NY |
| Zip | 11963-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1987 LD EQ + 120003 CORRACREAGE PER TAX MAP |
| Legal Subdivision | SAG HARBOR ACRES |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 190708 |
Source: Suffolk County and Southampton Town records · APN 0903-007.00-03.00-058.000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 DENISON RD, SAG HARBOR, NY 11963-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/LONG ISLAND |
| Dec 29, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage FIRST NAT'L BK/LONG ISLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2003 · Amount on Record |
| Deed Sale | Aug 12, 2003 · Amount on Record |
| Deed Book / Page | 12266 / 384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 40 DENISON RD, SAG HARBOR, NY 11963-3424 |
| Document Number | 0229050469 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | HORIZON LAND SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 40 DENISON RD SAG HARBOR NY 119633424, SAG HARBOR, NY 11963-3424 |
| Document Number | 0229050469 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 022905/000469 |
| Name | FIRST NAT'L BK/LONG ISLAND |
|---|---|
| Type | Bank |
| Address | GLEN HEAD, NY 11545 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2038 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 40 DENISON RD, SAG HARBOR, NY 11963-3424 |
| Document Number | 0229050470 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 DENISON RD SAG HARBOR NY 119633424, SAG HARBOR, NY 11963-3424 |
| Document Number | 0229050470 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 022905/000470 |
| Name | FIRST NAT'L BK/LONG ISLAND |
|---|---|
| Type | Bank |
| Address | 10 GLEN HEAD RD, GLEN HEAD, NY 11545-1411 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Suffolk County and Southampton Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Sag Harbor Village |
| Unified School District | Sag Harbor Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025,200 (-) Land $714,900 Building $310,300 | $1,627,302 (-) Land $1,134,762 Building $492,540 | |
| 2024 | $2,848.00 (-45.98%) | $1,627,302 (+10.32%) Land $1,134,762 Building $492,540 | |
| 2023 | $1,025,200 Land $714,900 Building $310,300 | $1,475,108 Land $1,028,633 Building $446,475 | |
| 2020 | $5,272.00 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031907082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 86 (1978–2024) |
| Claims Outside the SFHA | 14 of 86 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Severe Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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