45 Deerfield St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 45 Deerfield St, Worcester, MA 01602 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1957
Square Footage	984 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$4,350.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-034-00012`
Alternative APN	`WORC M:14 B:034 L:00012`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	984 sqft Living Area
Gross Area	2,004 sqft Gross Area
1st Floor	984 sqft 1st Floor
Attic Area	891 sqft Attic
Attic	1 Attic
Basement Area	661 sqft Basement
Unfinished Basement	661 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Account Number	14-034-00012
Street Address	45 DEERFIELD ST
City	WORCESTER
State	MA
Zip	01602-4314
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	34
Legal Lot Number	12
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	2
Census Block	2001
Census Tract	731102

Owner

Source: Worcester County and Worcester City records · APN 14-034-00012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 DEERFIELD ST, WORCESTER, MA 01602-4314
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 DEERFIELD ST, WORCESTER, MA 01602-4314
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073238-112
Date	Feb 25, 2026
Book Page	73238/112
Instrument	14369

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2046

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00 (+5.74%)	$329,800 (+14.95%) Land $89,600 Building $240,200	$275,120 (-11.81%)
2024			$311,980
2023	$4,114.00	$286,900 Land $77,900 Building $209,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.