Worcester County and Worcester City property record for 43 Deerfield St, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 984 sqft · built 1957 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2025) |
| Tax Bill | $4,534 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-034-00021 |
| Primary APN | 14-034-00021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 14-034-00021 |
|---|---|
| Street Address | 43 DEERFIELD ST |
| City | WORCESTER |
| State | MA |
| Zip | 01602-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 34 |
| Legal Lot Number | 21 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731102 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 DEERFIELD ST, WORCESTER, MA 01602-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE |
| Feb 22, 2024 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 15, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance CORNERSTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on Record |
| Deed Sale | Jul 15, 2025 · Amount on Record |
| Deed Book / Page | 72260 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 43 DEERFIELD ST, WORCESTER, MA 01602-4314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0070218-15 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 70218/15 |
| Instrument | 13081 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 649 Months |
| Due | Mar 1, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.72% |
| Type Change Date | Apr 1, 2024 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 43 DEERFIELD ST, WORCESTER, MA 01602-4314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0070218-32 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 70218/32 |
| Instrument | 13082 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 649 Months |
| Due | Mar 1, 2078 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.72% |
| Type Change Date | Apr 1, 2024 |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jul 15, 2025 |
| Property Address | 43 DEERFIELD ST, WORCESTER, MA 01602-4314 |
| Document Number | 072260-228 |
| Book / Page | 72260 / 228 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 58278 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 DEERFIELD ST, WORCESTER, MA 01602-4314 |
| Document Number | 0000058279 |
|---|---|
| Date | Jul 15, 2025 |
| Instrument | 58279 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,534.00 (+3.47%) | $341,400 (+2.77%) Land $95,200 Building $246,200 | $329,861 (+9.6%) |
| 2025 | $4,382.00 (+5.62%) | $332,200 (+14.83%) Land $89,600 Building $242,600 | $300,960 (-3.53%) |
| 2024 | $311,980 | ||
| 2023 | $4,149.00 | $289,300 Land $77,900 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1996–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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