Sussex County and Lafayette Township property record for 43 Decker Rd, Lafayette, NJ 07848
| Property Type | Single Family Home |
|---|---|
| Details | 3,399 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Nov 2014) |
| Tax Bill | $13,412 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00005-0000-00003-03 |
| Primary APN | 13-00005-0000-00003-03 |
|---|---|
| Alternative APN |
|
| Building Area | 3,399 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 217,800 sqft |
| Street Address | 43 DECKER RD |
|---|---|
| City | LAFAYETTE |
| State | NJ |
| Zip | 07848-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5.0 |
| Legal Subdivision | RICH BRUNING |
| Legal Block | 5 |
| Legal Lot Number | 3.3 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 372400 |
43 Decker Rd is owned and occupied by two individuals who bought it in November 2014.
Source: Sussex County and Lafayette Township records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 DECKER RD, LAFAYETTE, NJ 07848-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2014 · Amount on File |
| Deed Sale | Nov 19, 2014 · Amount on File |
| Prior Sale | Dec 4, 2001 · Amount on File |
| Deed Document Number | 201410193840 |
| Deed Book / Page | 3349 / 626 |
| Prior Transfer Date | Mar 1, 2002 |
| Prior Transfer Doc | 0026160350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 43 DECKER RD, LAFAYETTE, NJ 07848-3801 |
| Document Number | 0097840347 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43 DECKER RD LAFAYETTE NJ 078483801, LAFAYETTE, NJ 07848-3801 |
| Document Number | 0097840347 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 009784/000347 |
| Instrument | 33560 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Feb 9, 2037 |
| Rate | 4.19% |
|---|
The 2025 property tax bill for 43 Decker Rd was $13,412, up 2.5% from the year before.
Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Lafayette Township |
| Secondary School District | High Point Regional School District (09 - 12) |
| Elementary School District | Lafayette Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,000 (-) Land $140,000 Building $309,000 | $449,000 (-) Land $140,000 Building $309,000 | |
| 2025 | $13,412.00 (+2.48%) | $449,000 Land $140,000 Building $309,000 | $449,000 Land $140,000 Building $309,000 |
| 2024 | $13,088.00 | ||
| 2023 | $449,000 Land $140,000 Building $309,000 | $449,000 Land $140,000 Building $309,000 | |
| 2022 | $12,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Decker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (2005–2016) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Decker Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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