45 Cumberland Ave, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 45 Cumberland Ave, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 946 sqft · built 1941
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2019)
Tax Bill	$7,635 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WETH M:169 B:027`

Property Details

APN / Parcel Number

Primary APN	`WETH M:169 B:027`
Alternative APN	`169027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	2,420 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	169027
Street Address	45 CUMBERLAND AVE
City	WETHERSFIELD
State	CT
Zip	06109-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	27
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	5
Census Block	5009
Census Tract	492300

Owner

Source: Wethersfield Town records · APN WETH M:169 B:027

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Jun 10, 2008 · Amount on Record
Deed Book / Page	2091 / 456
Transfer Doc	1862-298
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Jul 10, 2019
Property Address	45 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1703
Document Number	2091-456
Book / Page	2091 / 456
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091460
Date	Jul 10, 2019
Instrument	2091/460

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wethersfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,635.00	$185,220 (+54.45%) Land $68,540 Building $116,680	$129,654 Land $47,978 Building $81,676
2024	$7,635.00 (+52.4%)
2023	$5,010.00 (+1.71%)	$119,920 (-) Land $64,400 Building $55,520
2022	$4,926.00	$119,920 Land $64,400 Building $55,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 513 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.