28 Cumberland Ave, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 28 Cumberland Ave, Wethersfield, CT 06109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,375 sqft · built 1940
Lot Size0.17 acres (7,405 sqft)
Owner2 Trust Names on File
Last Sale$245,000 (Dec 2021)
Tax Bill$8,170 (2025)
Deeds & MortgagesJul 2026 Sale
Feb 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNWETH M:168 B:098

Property Details

APN / Parcel Number

Primary APNWETH M:168 B:098
Alternative APN
  • 168098

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,375 sqft Living Area
Gross Area2,588 sqft
Basement Area768 sqft
Unfinished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number168098
Street Address28 CUMBERLAND AVE
CityWETHERSFIELD
StateCT
Zip06109-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal Block98
JurisdictionWETHERSFIELD CT
Township / Civil DivisionWETHERSFIELD
Census Block Group5
Census Block5001
Census Tract492300

Owner

28 Cumberland Ave is owner-occupied and held in a trust since June 2026.

Source: Wethersfield Town records, as of August 5, 2026

Owner of Record2 Trust Names on File
Mailing Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer
Feb 27, 2023Deed of Trust, Mortgage · Line of Credit
360 FCU
May 11, 2022Deed of Trust, Mortgage · Line of Credit
360 FCU
Dec 1, 2021Warranty Deed, Transfer · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on File
Deed SaleDec 1, 2021 · Amount on File
Prior SaleSep 30, 2016 · Amount on File
Deed Document Number20212021005342
Deed Book / Page2139 / 644
Last Transfer DateJun 18, 2026
Transfer Doc0000001749
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWETHERSFIELD CT
Recording DateJul 16, 2026
Property Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701
Document Number0000001749
Book / Page2195 / 650
Instrument DateJun 18, 2026
Instrument20261749
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002157-258
DateFeb 27, 2023
Book Page2157/258
Instrument2023000438
Lender
Name360 FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueMar 1, 2038
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWETHERSFIELD CT
Property Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002146-854
DateMay 11, 2022
Book Page2146/854
Instrument2022001485
Lender
Name360 FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueJun 1, 2037
Interest
Rate TypeAdjustable Rate

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWETHERSFIELD CT
Recording DateDec 1, 2021
Property Address28 CUMBERLAND AVE, WETHERSFIELD, CT 06109-1701
Document Number002139-644
Book / Page2139 / 644
Instrument DateNov 30, 2021
Instrument2021005342
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021005343
DateDec 1, 2021
Instrument2021005343
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cumberland Ave was $8,170.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWethersfield Town
Unified School DistrictWethersfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,170.00$198,200 Land $62,330 Building $135,870$138,740 Land $43,631 Building $95,109
2024$8,170.00 (+48.36%)
2023$5,507.00 (+1.7%)$131,810 (-) Land $57,960 Building $73,850
2022$5,415.00$131,810 Land $57,960 Building $73,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Cumberland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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