45 Cuivre River Dr, Troy, MO 63379 Property Records

Lincoln County property record for 45 Cuivre River Dr, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,606 sqft · built 2006
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on Record
Last Sale$189,400 (Jul 2018)
Tax Bill$2,128 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-50-21-000-000-032.012

Property Details

APN / Parcel Number

Primary APN14-50-21-000-000-032.012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
Basement Area1,606 sqft
Unfinished Basement1,606 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,801 sqft (0.225 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45 CUIVRE RIVER DR
CityTROY
StateMO
Zip63379-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 CUIVRE VALLEY
Legal Range01E
Legal Township49N
Legal Section21
Legal SubdivisionCUIVRE VALLEY
Legal Lot Number12
JurisdictionLINCOLN MO
Township / Civil DivisionMONROE
Census Block Group3
Census Block3017
Census Tract810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 CUIVRE RIVER DR, TROY, MO 63379-5535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Deed Document Number20186690
Deed Book / Page2425 / 302
Prior Transfer DateJun 30, 2006
Prior Transfer Doc0000013369
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateJul 27, 2018
Property Address45 CUIVRE RIVER DR, TROY, MO 63379-5535
Document Number2425/0302
Book / Page2425 / 0302
Map ReferenceMB14 PG17-24
Instrument DateJul 26, 2018
Instrument2018006690
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 CUIVRE RIVER DR, 45, TROY, MO 63379-5535

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CUIVRE RIVER DR, TROY, MO 63379-5535

Mortgage

Document Number2018006691
DateJul 27, 2018
Instrument2018006691
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,826 (-) Land $4,682 Building $30,144
2025$2,128.00 (+5.82%)$34,826 (+7.32%) Land $4,682 Building $30,144$183,290 (+7.31%) Land $24,640 Building $158,650
2023$2,011.00 (+5.73%)$32,452 Land $4,226 Building $28,226$170,800 Land $22,240 Building $148,560
2022$1,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

Nearby Properties on Cuivre River Dr

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