45 Cross St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 45 Cross St, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details1,716 sqft · built 1952
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jul 2010)
Tax Bill$11,587 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-07400-0000-00003

Property Details

APN / Parcel Number

Primary APN16-07400-0000-00003
Alternative APN
  • 1600114000000011

Interior

Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number1600114000000011
Street Address45 CROSS ST
CityNUTLEY
StateNJ
Zip07110-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description50X100
Legal Block7400
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group4
Census Block4010
Census Tract13700

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CROSS ST, NUTLEY, NJ 07110-2952
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2010 · Amount on Record
Deed SaleJul 7, 2010 · Amount on Record
Deed Document Number201048802
Deed Book / Page12260 / 9373
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 CROSS ST, NUTLEY, NJ 07110-2952
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021070727
DateJun 8, 2021
Instrument2021070727
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,300 (-) Land $202,500 Building $226,800$429,300 (-) Land $202,500 Building $226,800
2025$11,587.00 (+2.55%)$429,300 (-9.58%) Land $202,500 Building $226,800$429,300 (-9.58%) Land $202,500 Building $226,800
2024$11,299.00 (-12.86%)
2023$474,800 Land $202,500 Building $272,300$474,800 Land $202,500 Building $272,300
2022$12,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Cross St

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