4 Cross St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 4 Cross St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,241 sqft · built 1952
Lot Size	0.13 acres (5,671 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,066 (2025)
Deeds & Mortgages	Dec 2023 Transfer Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-07303-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`16-07303-0000-00015`
Alternative APN	`1600130000000001`

Interior

Building Area	1,241 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,671 sqft (0.13 acres)
Lot Dimensions	107 ft deep x 53 ft wide

Location & Zoning

Old Parcel Number	1600130000000001
Street Address	4 CROSS ST
City	NUTLEY
State	NJ
Zip	07110-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	53X107 IRR
Legal Subdivision	TOWNSHIP/NUTLEY
Legal Block	7303
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	4
Census Block	4011
Census Tract	13700

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CROSS ST, NUTLEY, NJ 07110-2905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer
Sep 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Mar 10, 2022	Intrafamily Transfer, Transfer
Apr 14, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 8, 2023
Transfer Doc	0000057250
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Dec 11, 2023
Property Address	4 CROSS ST, NUTLEY, NJ 07110-2905
Document Number	0000073851
Instrument Date	Dec 5, 2023
Instrument	2023073851
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CROSS ST, NUTLEY, NJ 07110-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CROSS ST, NUTLEY, NJ 07110-2905

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Sep 22, 2023
Property Address	4 CROSS ST, NUTLEY, NJ 07110-2905
Document Number	0000057250
Instrument Date	Aug 8, 2023
Instrument	2023057250
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CROSS ST, NUTLEY, NJ 07110-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CROSS ST, NUTLEY, NJ 07110-2905

Mortgage

Document Number	0000057251
Date	Sep 22, 2023
Instrument	2023057251

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Mar 10, 2022
Property Address	4 CROSS ST, NUTLEY, NJ 07110-2905
Document Number	0000023854
Instrument Date	Mar 4, 2022
Instrument	2022023854
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CROSS ST, NUTLEY, NJ 07110-2905

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 CROSS ST, NUTLEY, NJ 07110-2905
Document Number	0000035836
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CROSS ST NUTLEY NJ 071102905, NUTLEY, NJ 07110-2905

Mortgage

Document Number	0000035836
Date	Apr 25, 2018
Instrument	35836

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,000 (-) Land $228,600 Building $181,400	$410,000 (-) Land $228,600 Building $181,400
2025	$11,066.00 (+2.55%)	$410,000 (-) Land $228,600 Building $181,400	$410,000 (-) Land $228,600 Building $181,400
2024	$10,791.00 (+12.79%)
2023		$410,000 (+65.59%) Land $228,600 Building $181,400	$410,000 (+65.59%) Land $228,600 Building $181,400
2022	$9,567.00 (+0.53%)	$247,600 Land $146,400 Building $101,200	$247,600 Land $146,400 Building $101,200
2021	$9,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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